For those who are unaware, I had a car accident last Friday. This is not the first time I've been hit in this car. I've also come close to being hit quite a few times, too... From some I've talked to, silver, grey, and black cars seem to be the most "invisible" cars on the road.
Anyway, this time, I was pulling out of the bank's parking lot, there was a truck in front of me, and he decided to back up without looking. It happened so fast, that I didn't even have time to take my car from Drive to Reverse to get out of his way. My front end was dinged, but it was driveable, so after I talked to my insurance company (USAA), I took it to the body shop. Even though it was his fault, USAA handled everything on my end.
When I got to the shop, I sent Ace a text; letting him know I was hit, but I'm okay, and that I was getting a rental car (which I have coverage for; no cost to me) and estimate. I was just going to have them give me an estimate, but decided there's no reason to wait. Since they didn't have a work order, yet, one of the techs gave me a ride to the car rental place. They *did* have a work order for me (I've used them before, and told my claims adjuster to send it there), so after waiting for the two people in front of me to be helped, it took less than 10m to get me going again.
I went back to the shop, and they had my order ready to go. I signed it, and went home. The following morning, I got a call from the guy's insurance adjuster (he's with Farmer's). After interviewing me, he said that they accept full liability (duh), so all of my repairs will be on their dime. I got an email from USAA with all the cost breakdown... for such a small ding, I was surprised it was going to be over $2000 for repairs, but glad none of it was out of my pocket. So, now I wait for the check to show up in my mailbox and the call from the shop that my car is done.